What you pay. What renews. What you want to remember.

Keep contracts, insurance and receipts together. Find the next payment, look up a warranty and get reminders before a deadline. On your iPhone and iPad, without connecting to your bank.

  • On-device AI
  • No account
  • No servers of ours
  • No trackers
Compare Free and PlusComing to the App Store

iOS and iPadOS 27 or later · app in Spanish and English; Catalan coming soon

AI · On device
Financial calculations · On your device
A tour

Three moments when it helps

01

Before your insurance renews

The policy, price and last cancellation date in one card. A reminder gives you time to review the contract.

02

Before the next charge

See what is expected and when, based on contracts and previous payments. Forecasts explain what they are based on. Included in Plus.

03

When you need to return something

Keep the receipt and look up the return window or warranty. Keep the original document and check the date that was read.

Free and Plus

Start free. Upgrade when it helps.

Tiquet Free

€0

No time limit

  • Receipts, warranties, contracts and reminders
  • The household sheet and unusual-charge checks
  • Backups and optional iCloud sync
  • 5 questions a day per device about free features

Tiquet Plus

€9.99

Launch price in Spain · one-time payment

  • Everything in Free
  • Spending review, income, accounts and savings goals
  • Upcoming charges for 12 months and The Month
  • Places from your statements
  • Ask without a daily limit
  • Purchase supports Family Sharing

Try Plus free for 14 days

No automatic renewal or charge when it ends. Continue with Free and keep everything you saved. The trial is individual; buying Plus is optional.

Family Sharing shares the Plus purchase with up to five family members, subject to Apple’s purchase-sharing settings. Each person keeps their own data: statements, spending and documents are not shared automatically.

Check your device

Requires iOS or iPadOS 27 or later. Local model features need a compatible device with Apple Intelligence enabled and its model available in the chosen language. Without it, you can save and view documents and use text recognition and rules; some questions and AI features will be unavailable.

Ask

Ask about your spending. From your own records.

The app calculates figures from your saved records; Apple’s model explains them on the device. Check the source documents: readings can contain errors, and future charges are estimates. A question about places may query Apple Maps to locate a place, without sending your amounts or statements.

Financial calculationsOn your device
AIOn device
How much did we spend on restaurants this year?
€724.68 in 7 payments. Mostly at El Celler (€210), La Taverna del Pla (€173) and Bar Ponent (€98).
Where did I love the patatas bravas?
La Taverna del Pla (Barcelona): ★★★★★, 9 Aug 2026.
And in Sant Cugat?
No bravas in Sant Cugat in your receipts. Where you've had them: La Taverna del Pla.

Conversation and screens use invented data. Answers depend on saved records and Apple Intelligence availability.

How things get in

From wherever it already is: Mail, Files, Photos

The policy they emailed you, the invoice as a PDF, a photo of a receipt, the statement you download from your bank: press and hold, tap Share and pick Tiquet. Up to 20 at once. It is read on the device, and you see what it understood before anything is saved.

✉️Mailan attachment
📁FilesPDF, Excel, CSV
🖼️Photosa photo or screenshot
📷Camerascan a receipt
🏦Your bankthe statement, no password
📲AirDropthe household file
Tiquet
PDF
poliza-hogar.pdf184 KB
Share with
✉️💬Tiquet📁
  1. Press and hold the attachment
  2. Tap Share
  3. Pick Tiquet
A policy → its card: number, premium, what it covers, who to call
A receipt → the spending, the return and the warranty
A statement → your payments, each one once
On your Home Screen

What matters, without opening the app

Four widgets: the month, the next charge, your insurance at hand the day something happens, and your good places nearby. A Control Centre button to scan a receipt. And Siri, which knows when each contract renews.

Sample data
This month€2,291≈ €2,440 by month end
Next charge€9.99Phone insurance · 2 OctThis week: €132
Insurance at hand
HomePolicy 1234-5678☎ 900 000 000
CarPolicy 8765-4321☎ 900 000 001
Good places near you
La Taverna del Pla★★★★★350 m
Bar Ponent★★★★★1.2 km
📷Add a receipt
“Hey Siri, when does the home insurance renew in Tiquet?”
Horizon

Turn the phone: past, today, future

One time axis. What you spent, where the month is heading with an honest band, and every charge that is coming. Switch a contract off to see the year without it.

Privacy

Your data stays with you

Your financial AI runs on your device. We receive neither your statements nor your amounts: there is no server of ours. Sync through your own iCloud only if you choose; Apple Maps gets an address or a place name when you look one up.

0Tiquet accounts
0servers of ours
0trackers
0documents sent to a remote AI

Where your data is

  • On your device, in Tiquet's own storage
  • In your own iCloud private database, only if you switch it on
  • Read by Apple's on-device model; nothing is sent away to be read

What Tiquet never does

  • No account, and no password of yours is ever stored
  • No connection to your bank
  • No trackers, no ads, no analytics, no third-party code

Features that use a connection

  • Your private iCloud database, only if you enable sync
  • Apple Maps: a place name, address or coordinate, including place questions
  • A company’s website to download its logo, if logos are enabled
  • App Store: checking, buying or restoring Plus and the trial
  • Anything you choose to export or share, to your chosen destination

Tiquet privacy policy →

For the family

If something happens to me

The papers a household needs when one of its adults is not there to explain them. Made on the device, shared only by you.

The household sheet

One PDF with everything the household is signed up to: insurance first, then subscriptions and bills. Company, policy number, who is insured, what it covers, the phone to report a claim, where the login is kept, when it renews. No prices unless asked for; never a password.

Documents that expire

ID card, passport, driving licence, the car's inspection, health cards. Which, whose, until when; the number hidden in discreet mode and never on the sheet. Reminded 60 and 15 days before, on the widget and in The Month.

Everything of Marta's

The people of the household are tags: one tap on a contract says whose it is, and “everything of Marta's” is a screen.

And also

23 more things it does

Read them all

Scan a receipt, keep the facts

Photograph it or share it from Mail. The on-device model reads shop, date, items, return policy and warranty. The photo stays as proof.

Attach the policy, fill the card

Drop a PDF or a photo of a policy: number, premium, what it covers, who is insured and the claims phone are read and checked against the paper.

Bank and card statements, by file

Download them from your bank and open them with Tiquet: BBVA, Sabadell and more. No login, no connection. Card numbers are cut to their last four digits before anything is saved. Search any shop or word across all of them.

Nothing counted twice

A receipt, its bank line and the contract's premium are one payment. Where there are statements, the statements rule. Two policies with one insurer, yours and your partner's, are two cards with two prices.

Contracts that stop charging

If the bank stops showing a charge, Tiquet closes the contract on the last month it was seen, and says so.

Review: where to spend less

Silent rises, protection that has cost more than the thing, a paid warranty the law already gives you, bank fees. Your numbers and the question to ask, with every charge behind each one; never a company, a cover or a cancellation.

One kind of tag

Every bank payment gets a tag by itself; one tap classifies the rest, past and future, one payee or many at once. A tag adds up its receipts, its contracts, its things and its bank payments, each counted once. Follow any tag month by month.

Places you ate

Your regulars on a shelf, your trips found by themselves, home's towns at a glance; then each place with its own stars and notes, all its visits, what it has cost and the dishes worth coming back for. Search a name the bank knows and it becomes a place.

iPhone and iPad, in step

Your own iCloud keeps your devices the same, if you switch it on. For the family, one file by AirDrop with contracts and warranties: no receipts, no bank.

Discreet mode

One tap turns every amount into •••, for the train or the sofa. The app switcher shows a cover, not your figures.

Anything strange?

A Bizum to someone new and far above your usual, a transfer to an account never seen, a charge abroad with no trip, a card being tried, a double charge. Tiquet asks if you recognise it, and if not, says what to do now. Worked out on your iPhone; it contacts no one.

In and out

What came in against what went out and what was kept, each month. Money moved between your own accounts is recognised and left out; refunds and a friend's Bizum are money given back, not earnings. Each account shows how far its statements go; only the bank and the last four digits are kept.

Saving for something

A trip, a car, a cushion: how much and by when. What you put aside and the transfers your bank shows fill the ring, with what is needed each month to arrive on time.

Say it, and it's a receipt

“Dinner at Can Pere, 42, yesterday” in the question bar becomes a receipt as it will be saved: check it, tap Save. Nothing exists until you do.

What a bill will charge next

Electricity, water, gas: the expected charge is the same month last year moved by this year's drift, never just the last receipt. The card says what is expected and why.

Payments with an end, and free trials

A phone in 24 instalments says “payment 7 of 24, until March 2027” and retires itself after the last one. A free trial counts down to the day it starts charging, with a reminder while saying no is still free.

Review the classification

By merchant, by group, or let the on-device model point at what looks filed wrong. One tap fixes every payment of that merchant, past and future, on every device. Undo is one tap too.

Many at once, everywhere

Select contracts, things, bank payments, tags or places and act on all of them: tag, move, merge, cancel, delete. Every delete asks first and says what stays.

A place is one card

Where it is, its phone, its stars and your notes live on the place; every visit, scanned or from the bank, links to it. The next statement goes straight to the right place.

What needs you, in whole sentences

Returns, renewals and warranties as a stack you read at a glance; mark done, or be reminded tomorrow or on Monday, one by one or many at once.

On a plane

Your saved documents and local calculations remain available offline. Sync, map searches, logos and App Store operations need a connection.

Sixteen bars, nothing to zoom

Four weeks behind and twelve ahead. What was spent, then what is coming: your everyday pace, the fixed charges and the bills that go by consumption. The heaviest week is named on top, because that is the one that hurts.

Your household's own newspaper

On the 3rd, last month comes out as an issue: a cover, the money drawn day by day, a diary of what happened, where you ate and what you loved, the map, and the household's horoscope: what next month holds, read in your contracts, not in the stars.

How it starts

Useful in ten minutes

  1. Add what you're signed up to

    Type a contract, or attach its PDF and let the card fill itself.

  2. Bring a year of statements

    Download them from your bank as files. Tiquet finds what repeats and offers it as contracts.

  3. Scan what matters

    The receipt of anything with a warranty or a return window. The rest is optional.

  4. Let it remind you

    A month before a yearly policy renews: time to compare. Then the last days to say no.

Questions

Short answers

How much does it cost?

Free includes receipts, warranties, contracts, reminders and 5 questions a day per device about free features. Plus has a €9.99 launch price in Spain, paid once with no subscription, and supports Family Sharing for the purchase. Try Plus free for 14 days with no automatic renewal.

Does it connect to my bank?

No, and it never will. You download statements as files and open them with Tiquet. It keeps no bank login.

Where is my data?

On your device. If you switch on iCloud sync, also in the private database of your own Apple Account, which the developer can't read.

What if Apple Intelligence is unavailable?

You can save and view documents and use text recognition and rules. The local model needs a compatible device, Apple Intelligence enabled and the model downloaded and available in your language. Some questions and AI features will be unavailable.

Does Family Sharing share my spending?

No. It shares the Plus purchase, subject to Apple’s settings, with up to five family members. Each Apple Account keeps separate data. To share documents with someone else, explicitly choose to export the household file.

Can I get everything out?

Yes. One .zip with every receipt, photo, policy and movement, plus spreadsheets anyone can open.

Does it give financial advice?

No. It reports your own numbers and the question worth asking. It never recommends a company, a cover or a cancellation.

What happens after the 14 days?

You return to the free features with no automatic charge. Everything you saved stays. Plus features require a purchase; the trial is not shared through Family Sharing.